Written agreement with Newnan Coweta Bancshares

The following press release was published by the Board of Governors of the Federal Reserve System on Sept. 10, 2008. It is reproduced in full below.

The Federal Reserve Board on Wednesday announced the execution of a Written Agreement by and among Newnan Coweta Bancshares, Inc., a registered bank holding company, Neighborhood Community Bank, a state chartered member bank, the Federal Reserve Bank of Atlanta, and the Banking Commissioner of the State of Georgia.

A copy of the Agreement is attached.

Source: Board of Governors of the Federal Reserve System