Carl Harris, chairman of the National Association of Home Builders (NAHB), expressed his concerns regarding the Department of Housing and Urban Development’s (HUD) new Federal Flood Risk Management Standards Rule. In a statement, Harris outlined the NAHB's stance on flood management strategies, emphasizing the importance of practical, adaptable, and locally informed approaches.
Harris stated, "With respect to flood management strategies, NAHB encourages policies and programs that are practical, predictable, adaptable to local conditions and protective of lives and properties." He highlighted the role of local governments in assessing risks and guiding construction practices, saying, "NAHB members build new homes following the policies and procedures adopted by those who know their local risks best – their local governments."
Expressing disappointment in HUD's actions, Harris criticized the agency for overstepping its authority in implementing the new standards. He remarked, "NAHB is disappointed that HUD has usurped this authority and that the process that HUD adopted in the final rule for determining the new FFRMS is confusing and burdensome."
Furthermore, Harris raised concerns about potential inconsistencies with the National Flood Insurance Program resulting from the higher flood risk standard established by the new rule. He cast doubt on the rule's purported benefits, stating, "Contrary to HUD’s claims, [the rule] may not have the intended benefit of reduced insurance costs."
The NAHB chairman's remarks underscore the organization's reservations about HUD's approach to floodplain management and its impact on the homebuilding industry.
