The U.S. Department of Housing and Urban Development (HUD) has announced new federal disaster assistance for Oklahoma to support recovery from wildfires and straight-line winds that occurred in March 2025.
HUD Secretary Scott Turner stated, "HUD serves every American and works alongside communities to help rebuild homes, neighborhoods, and businesses after disasters. To support Oklahomans during this time of need, HUD is providing financial flexibility and disaster recovery resources to affected communities."
Several Oklahoma congressional representatives expressed their appreciation for the federal aid. U.S. Congressman Kevin Hern (OK-01) said, "I am grateful to President Trump, Secretary Turner, and the team at HUD for this much-needed relief. Oklahomans are resilient and resourceful. We know a thing or two about bad weather; in mere seconds, clear skies can turn into something deadly, and the famous Oklahoma winds can spread a small flame over thousands of acres. This speedy help from the Trump Administration is an encouragement and a relief as our communities continue to recover from the destructive wildfires we saw this spring."
U.S. Congressman Frank D. Lucas (OK-03) commented, "I’ve traveled around my community in Western Oklahoma and heard the many calls for disaster assistance after the recent slew of wildfires. I’d like to thank President Trump and HUD Secretary Turner for working with us to answer that call and deliver much-needed aid to my District."
Congressman Tom Cole (OK-04) added, "As a lifelong Oklahoman, I know just how much devastation and destruction natural disasters can cause – and recently, Oklahomans have experienced numerous losses due to wildfires and winds. Now, Oklahoma residents who have been greatly affected by this disaster can seek assistance from the federal government. I look forward to seeing this funding being put to good use and I thank President Trump and Secretary Turner for getting this money out the door quickly."
U.S. Congresswoman Stephanie Bice (OK-05) stated, "I am grateful to the Trump Administration and HUD for offering increased flexibility for disaster recovery. Reducing bureaucratic red tape will allow these communities to get back on their feet as quickly as possible, and I appreciate Secretary Turner’s assistance in supporting Oklahoma’s Fifth Congressional District."
Following a major disaster declaration by President Trump for Oklahoma, HUD has implemented several measures:
A 90-day moratorium on foreclosures of FHA-insured mortgages has been issued. This also applies to mortgages guaranteed under the Section 184 Indian Home Loan Guarantee program for Native American borrowers in designated disaster areas. There is also a 90-day extension granted automatically for Home Equity Conversion Mortgages.
Homeowners impacted by the disaster are encouraged to contact their mortgage or loan servicer promptly for support. Additional information is available through the FHA Resource Center at 1-800-304-9320 or via the FHA Disaster Relief site.
For those whose homes were destroyed or severely damaged, HUD’s Section 203(h) program offers FHA insurance with 100 percent financing—including closing costs—through participating lenders.
Individuals may also access financing options that combine home purchase or refinance with repairs through HUD’s Section 203(k) loan program.
HUD will coordinate with FEMA and state officials by sharing information about available housing providers in affected counties—including Public Housing Agencies—and connecting them with subject matter experts on relevant programs.
Recipients of various federal housing grants such as Community Development Block Grant (CDBG), Housing Opportunities for Persons With AIDS (HOPWA), Continuum of Care (CoC), Emergency Solutions Grants (ESG), HOME Investment Partnerships Program, and Housing Trust Fund may apply for administrative flexibility due to the Major Disaster Declaration in Oklahoma.
Public Housing Agencies can request necessary waivers related to disaster relief if located within presidentially declared major disaster areas; detailed guidance is available through Federal Register notices.
Tribal recipients of Indian Housing Block Grants or Indian Community Development Block Grants may also seek waivers or flexibilities following major disasters.
HUD-approved housing counseling agencies are available without charge to assist those impacted by natural disasters regardless of whether they have an FHA-insured mortgage. Support is accessible online or by calling 1-800-569-4287.
The Office of Fair Housing and Equal Opportunity stands ready to assist individuals who believe they have experienced housing discrimination during recovery efforts; complaints can be filed via phone or through HUD's website.
These steps aim to provide broad support as affected communities work toward recovery after significant wildfire damage earlier this year.
