Written agreement with Citizens Bancshares Co.

The following press release was published by the Board of Governors of the Federal Reserve System on June 29, 2010. It is reproduced in full below.

The Federal Reserve Board on Tuesday announced the execution of a Written Agreement by and between Citizens Bancshares Co., Chillicothe, Missouri, a registered bank holding company, and the Federal Reserve Bank of Kansas City.

A copy of the Written Agreement is attached.

Source: Board of Governors of the Federal Reserve System