Written agreement with Citizens Effingham Bancshares

The following press release was published by the Board of Governors of the Federal Reserve System on Aug. 2, 2010. It is reproduced in full below.

The Federal Reserve Board on Monday announced the execution of a Written Agreement by and among Citizens Effingham Bancshares, Inc., Springfield, Georgia, a registered bank holding company, the Federal Reserve Bank of Atlanta, and the Banking Commissioner of the State of Georgia. A copy of the Written Agreement is attached.

Source: Board of Governors of the Federal Reserve System