Adrianne Todman, Deputy Secretary | https://www.hud.gov/leadership#sec
The U.S. Department of Housing and Urban Development (HUD) announced the implementation of federal disaster assistance for Nebraska, addressing recovery efforts in areas affected by severe winter storms and straight-line winds from April 6 to April 7, 2024. President Biden issued a major disaster declaration for the counties of Banner, Cheyenne, Dawes, Garden, Kimball, Morrill, Scotts Bluff, and Sioux.
Effective immediately, HUD is providing a 90-day moratorium on foreclosures of mortgages insured by the Federal Housing Administration (FHA) and foreclosures of mortgages to Native American borrowers guaranteed under the Section 184 Indian Home Loan Guarantee program. A 90-day extension is also granted automatically for Home Equity Conversion Mortgages.
Homeowners affected by the disaster are encouraged to contact their mortgage or loan servicer immediately for assistance. Conventional mortgage holders may also be eligible for additional relief through their mortgage holder. For more information, individuals can call the FHA Resource Center at 1-800-304-9320 or visit the FHA Disaster Relief site.
HUD's Section 203(h) program will provide FHA insurance to disaster victims whose homes require reconstruction or complete replacement. Borrowers from participating FHA-approved lenders are eligible for 100 percent financing including closing costs. Additionally, HUD's Section 203(k) loan program allows individuals to finance both the purchase or refinance of a house and its repair through a single mortgage.
Information on housing providers and HUD programs will be shared with FEMA and the State to identify available units in impacted counties. The Department will also connect FEMA and the State with subject matter experts on HUD programs and providers.
Recipients of Community Development Block Grant (CDBG) Program funds and other related programs can apply for administrative flexibility in response to natural disasters. Public Housing Agencies can similarly apply for waivers and flexibilities needed for disaster relief and recovery as per guidance released in PIH Notice 2021-34.
Tribes and Tribally Designated Housing Entities can apply for regulatory waivers through their local Office of Native American Programs or via email at Codetalk@hud.gov.
HUD-approved housing counseling agencies are prepared to assist those impacted by natural disasters in determining their assistance needs. Individuals can find an agency online or use HUD’s telephone look-up tool at (800) 569-4287.
Lastly, HUD's Office of Fair Housing and Equal Opportunity is available to assist individuals who believe they have experienced housing discrimination following a disaster. Complaints can be filed by calling HUD at 1-800-669-9777 or visiting How to File a Complaint on HUD's website. Assistance is available in multiple languages, including services for those who are deaf or hard of hearing via the Federal Relay Service at 1-800-877-8339.
