Wanda Gilpin, a 71-year-old resident of Pulaski, New York, has pleaded guilty to six counts of bank fraud and two counts of misuse of a social security number. The announcement was made by United States Attorney Carla B. Freedman and Amy Connelly, Special Agent in Charge of the Social Security Administration Office of Inspector General (SSA-OIG), New York Field Office.

During her plea change, Gilpin confessed to applying for several credit cards and loans using the personal information of others, including a deceased relative. She used these credit cards for personal expenses, reaching the credit limit on each card. Additionally, she secured an automobile loan and a personal loan. Overall, Gilpin obtained lines of credit and loans amounting to $24,909.68 from six different financial institutions.

Gilpin is scheduled for sentencing by Senior United States Judge David N. Hurd on May 7, 2025. For the bank fraud charges, she faces a maximum sentence of 30 years in prison and a fine up to $1 million. For the social security fraud charges, she could receive up to 5 years in prison and a fine up to $250,000. Sentencing will be determined by the judge based on statutory violations, U.S. Sentencing Guidelines, and other factors.

The SSA-OIG is conducting the investigation with prosecution led by Special Assistant U.S. Attorney Paul Tuck and Assistant U.S. Attorney Adrian LaRochelle.