Jay Clayton, U.S. Attorney for the Southern District of New York | Department of Justice
United States Attorney for the Southern District of New York, Jay Clayton, announced on Apr. 21 the arrest of Opeyemi Olujobi, also known as Tyler Olujobi, and Jennie Davidson. The two are accused of using stolen credit cards in the names of hundreds of victims to make over half a million dollars in unauthorized purchases. Both were arrested in Poughkeepsie, New York, and are expected to appear before U.S. Magistrate Judge Andrew E. Krause in White Plains federal court.
The case is significant due to its scope: prosecutors allege that from May 2023 through October 2024, Olujobi and Davidson conspired to take over more than 200 store credit card accounts by impersonating account holders using their personal information. They allegedly changed account addresses and phone numbers to those under their control before requesting replacement cards be sent to addresses they used.
“As alleged, Tyler Olujobi and Jennie Davidson enriched themselves by impersonating hard-working New Yorkers and exploiting the good credit their victims had spent years building,” said U.S. Attorney Jay Clayton. “After using the U.S. Postal Service to further their scheme, the defendants embarked on a half-million-dollar spending spree at retail stores across the Tri-State Area. This Office and our law enforcement partners are committed to protecting New Yorkers from thieves who profit from other people’s hard-earned credit, and we will continue to bring perpetrators of these shameless fraud schemes to justice.”
Inspector in Charge Ketty Larco-Ward of the U.S. Postal Inspection Service said: “The U.S. Postal Inspection Service is firmly committed to investigating those who use the U.S. Mail to steal personally identifying information and take advantage of the American public.” Larco-Ward added that postal inspectors would continue efforts against complex bank and mail fraud schemes.
According to allegations outlined in a criminal complaint, after obtaining fraudulent cards through address changes with a consumer financial services company referred as Victim Bank-1, Olujobi and Davidson used them at retail locations for about $575,000 worth of unauthorized purchases including gift cards and merchandise; video surveillance reportedly captured both individuals making transactions with stolen cards.
Olujobi (28) and Davidson (29), both residents of Poughkeepsie, face charges including conspiracy related to mail fraud, wire fraud, bank fraud (maximum sentence: 30 years), access device fraud (maximum sentence: 15 years), aggravated identity theft (mandatory minimum: two years), with Davidson also facing money laundering charges (maximum sentence: 20 years). Sentencing will be determined by a judge if convictions occur; all facts remain allegations at this stage.
